Areas of Expertise

💼 About Our Mortgage Services

As a Mortgage Broker, I work carefully and diligently to provide clients with the financing solutions they deserve. To me, there’s nothing more important than client satisfaction. That’s why I’m committed to finding the best mortgage for each client based on their unique financial situation and property goals.

Let me show you how I can make your mortgage experience fast, clear, and stress-free.

 

📍 Mortgage Lending Services

Vista Capital Services Inc. is a Registered Mortgage Broker, currently licensed to conduct mortgage business only in the State of Florida.
All mortgage loans are arranged through third-party providers in compliance with state regulations.

 

📍 Business & Commercial Funding in New York

Vista Capital Services offers business-purpose and commercial funding in New York. Under current NY regulations, commercial lending does not require a mortgage broker license for loans over $50,000 with interest rates below 16%. We fully comply with New York’s Commercial Finance Disclosure Law and actively monitor changes to regulatory requirements.

 

📍 Additional Services in New York

In New York, Vista Capital Services also offers:
✔️ Real Estate Investment & Private Funding Consulting
✔️ Insurance Services (Licensed Insurance Agent)
✔️ Real Estate Services (Licensed NYS Realtor)

 

🧾 Licenses & Disclosures

• Vista Capital Services Inc. – NMLS #2388892

• Xiomara Medina
  – Epique Realtor (Licensed NYS)
  – NMLS #10401396480 (Personal MLO License)
  – Mortgage License NMLS #1726155
  – Insurance License #1715562

📍 All mortgage loans are arranged through third-party providers.
📍 Mortgage services are only offered in Florida until additional state licenses are approved.
🔗 NMLS Consumer Access