Loan Programs

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Residential Loans

Conventional Loans

Fixed-rate and adjustable-rate mortgages for primary residences, second homes, or investment properties.

FHA Loans

Government-backed loans with lower down payment and credit requirements, ideal for first-time buyers.

VA Loans

Exclusive loans for veterans and active-duty service members with competitive terms and no down payment.

USDA Loans

Loans for eligible rural and suburban properties, often with zero down payment required.

Jumbo Loans

Financing for properties exceeding conforming loan limits, with tailored terms for high-value homes.

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Commercial Loans

Small Business Loans (SBA)

Government-supported loans designed to help small businesses grow and thrive.

Commercial Real Estate Loans

Financing for purchasing, renovating, or developing commercial properties.

Equipment Financing

Loans tailored to acquire business-critical equipment and machinery.

Bridge Loans

Short-term financing options to bridge the gap between purchasing a new property and selling the old one.

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Personal Loans

Debt Consolidation Loans

Combine multiple debts into one loan with a simplified payment structure.

Home Equity Loans

Borrow against your home's equity with a fixed loan amount and term.

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Specialized Loans

Construction Loans

Funding to build or significantly renovate properties.

Energy-Efficient Mortgages

Loans designed to finance energy-efficient home upgrades or sustainable building projects.

Reverse Mortgages

For homeowners aged 62+, convert home equity into cash without selling the property.4.Rehab Loans

Financing for purchasing and renovating distressed properties, perfect for flipping or restoring homes.

12-Month Bank Statement Loans

Tailored for self-employed individuals, using bank statements instead of traditional income verification.

VOE Loans (Verification of Employment)

Loans approved based on verified employment rather than income or tax documentation.

No Income Verification Loans

Ideal for borrowers who need financing without disclosing traditional income sources.

Profit & Loss (P&L) Loans

Loans designed for self-employed individuals based on a prepared P&L statement.

ITIN Loans

Mortgages for borrowers with Individual Taxpayer Identification Numbers, accommodating non-resident buyers.

DSCR Loans (Debt-Service Coverage Ratio)

Investment loans where approval is based on a property's rental income and DSCR rather than the borrower’s income.

Mixed-Use Investment Loans

Financing for properties that combine residential and commercial uses, ideal for hybrid investment projects.